Tips & Tricks to a Credit Bank

When you decide to buy a house with a mengkredit, then saatnyalah to prepare for the loan to your bank. Of financial data such as photo copy of your savings account or giro, or salary slip from the company where you work then the Bank will analyze the condition of your keuagan. Therefore, "improving the look" from your account at the bank up to the completeness of the data should be supporting other far-away days (6 or 3 months before).

Here are some things you should do to prepare to bank credit:

1. Activate the savings account, and your gyro. How to make the monthly income or salary to this account. For banks as creditors mutation print out newspaper or savings account at any bank for 3 to 6 months is the most powerful evidence that can prove the financial condition of the actual debtor. Rarely have a credit application that can be passed if banknya's account.

2. Wage payment credit card bills and other debts, or at least not until the traffic jam. Closing a credit card that you do not use that is not regarded as a credit card is active. Use credit cards only on the urgent needs only.

3. Stop the addition of debt if you cicilannya each month plus a home loan repayments will come in number more than 1 / 3 of your revenue.

4. Preparing data support other work such as Letter from the company and the salary slip from the original place where you work, or if you entrepreneurs from the subscription list or suppliers following customer / supplier if this may be added to the letter of reference.

5. Preparing completeness of the documents from the collateral will be asked questions such as the land certificate, certificate Building Permits House Blue + print (print blue house picture), and the UN SPPT years.